As a local home insurance agent in Charleston and Mount Pleasant, South Carolina I get asked every single day “How much does home insurance cost” or “I pay $XXX for my home insurance, what can you do?”. While I wish…
As a local Charleston insurance agency that specializes in flood insurance, we get asked all the time “how much does flood insurance cost?” or “my neighbor pays $XXX but I pay $YYY, why do they pay so much less than…
We all think about it. You know, disasters. But it will never happen to you, right? Wrong. Disasters happen to us all whether we like it or not. We all always think that it will never happen to us or…
In this past Sunday’s Post and Courier, writer, Tyrone Richardson discusses the State’s Wind and Hail Insurance Program as a “last resort” option for homeowners. Our insurance advisor, Andrew Muller, was cited in the article saying “Insurance carriers are now…
Last night it was announced that the US House of Representatives will vote on a bill to delay some of the flood insurance reform. This is after the House Speaker, John Boehener, refused to vote on any flood delay last…
Understanding Replacement Cost Versus Market Value in South Carolina, North Carolina, and Georgia Do you ever wonder what it would cost to rebuild your home? Do you agree that your rebuild cost would change year to year? So how do…
If I had a significant property loss at my Charleston or Mount Pleasant home, would I have enough coverage to fully replace everything to pre-loss conditions? This includes custom high-end finishes, collections, antiques, jewelry, valuables, fine art and wines. Even…
Listen to The Brian Beatty Real Estate Show on 1250 WTMA and iHeart Radio every Saturday morning between 8 and 9 am. Andrew Muller is a frequent guest talking about various insurance related topics. Listen to Andrew give an update…
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Private Flood Insurance Market In South Carolina Here is the deal… OK, so we have a private market for flood insurance that is written through Lloyd’s of London and the rates are the rates for every property in A zones…