As Hurricane Debby is about to hit landfall in the Florida Panhandle, residents in Florida, Georgia, and South Carolina find themselves facing the stark reality of an active storm season, especially those residents in areas such as Charleston, Mount Pleasant…
Navigating the complexities of flood insurance can be daunting, especially in flood-prone areas like Mount Pleasant. While federal flood insurance programs are widely known, many homeowners and renters overlook the potential benefits of private flood insurance. Let’s dive into why…
If you have not heard, the New Flood Insurance Maps will FINALLY go into effect in January 2021. MOST properties will see a positive change, but not all. Check out how your property will be affected by following this link,…
Isle of Palms Insurance can be very tricky and expensive! We recently had an Isle of Palms Home Owner who felt like they were paying too much on their Isle of Palms Insurance. To give you the short version, they were. We were able…
Carolina Park Home & Flood Insurance can be expensive…many families that move from other parts of the country to the Carolina Park community in Mount Pleasant, South Carolina are shocked to hear about the insurance premiums they will need to…
Those people that have flood insurance, specifically in South Carolina, know that when they look at their flood policy they will find some discounts. So what are these discounts? Well, communities (counties, cities, towns) can apply for various discounts with…
Many people in coastal South Carolina in areas like Mount Pleasant, Charleston, Isle of Palms, Sullivan’s Island are unaware of the new FEMA flood rule that allows one to move their FEMA flood policy, at any time, to the private…
Am I in a flood zone? This is one of the most often asked questions we get at Mappus Insurance. The answer is quite simple, yes. In fact, all properties are in flood zones. It is a matter of how…
This week FEMA released the latest elevation certificate form to be used for all new construction building when rating a flood policy. If you currently have an elevation certificate for a home that was built prior to July 31st, 2016,…
Question: Is there a waiting period for my flood insurance policy? Answer: Most likely. Typically, there’s a 30-day waiting period from date of purchase before your policy goes into effect. Here are the only exceptions: If flood insurance is being…